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Banking Full Forms

Here is the list of all full forms related to the banking sector. It contains various acronyms that are important to know.

Acronym Full Form
ADB Asian Development Bank
APBS Aadhaar Payment Bridge System
RBL Ratnakar Bank Limited
Realtime Blackhole List
MCLR Marginal Cost Of Lending Rate
EMI Equated Monthly Instalmentsb
IDBI Industrial Development Bank of India
NBFC Non-Banking Finance Company
PO Probationary Officer
Post Office
CIF Customer Information File
CTS Cheque Truncation System
Clear to Send
IBPS Institute of Banking Personnel Selection
JAIIB Junior Associate of Indian Institute of Bankers
2FA Two Factor Authentication
A&AS Account & Audit Section
ABEDA Arab Bank for Economic Development in Africa
ACF Auto Correlation Function
ACLF Additional Collateralised Lending Facility
ACS Automated Clearing Systm
AD Authorized Dealer
ADF Automated Data Flow
ADR American Depository Receipt
ADTV Average Daily Trading Volume
AEPS Aadhaar Enabled Payments Switch
AFS Annual Financial Statement
AGM Annual General Meeting
AIC Agricultural Insurance Company
AIDBs All India Development Banks
AIF Alternative Investment Fund
AIFIs All India Financial Institutions
ALCO Asset Liability Committee
ALM Asset Liability Management
AMEX American Express
AMFL Association of Mutual Funds in India
AML Anti-Money Laundering
AMRMS Audit and Risk Monitoring Mechanism
ANBC Adjusted Net Bank Credit
ANSI American National Standards Institute
APACS Association of Payment and Clearing Services
APSFC andhra Pradesh State Financial Corporation
ARC Asset Reconstruction Companies
ARCIL Asset Reconstruction Company of India Limited
ASBA Applications Supported Bank Accounts
ASSOCHAM Associated Chambers of Commerce and Industry of India
ATM Automated Teller Machine
BACS Bankers Automated Clearing System
BBR Bank Base Rate
BCBS Basel Committee on Banking Supervision
BCP Branch Credit Plan
BCSBI Banking Codes and Standards Board of India
BFS Board of Financial Supervision
BIS Bank for International Settlements
BLBC Block-Level Bankers Committee
BO Banking Ombudsman
BOB Bank of Baroda
BOD Board of Directors
BOE Bill of Exchange
BOI Bank of India
BOP Balance of Payments
BOR Bank of Rajasthan
BOT Build,Operate and Transfer
BPC Benefits Processing Corp
BPLR Benchmark Prime Lending Rate
BR Act Banking Regulations Act, 1949
BSCS Basel Committee on Banking Supervision
BSE Bombay Stock Exchange
BSR Basic Statistical Returns
CA Chartered Accountant
CAAP Capital Adequacy Assessment Process
CAD Current Account Deficit
CAG Controller and Auditor General
CAMELS Capital, Assets, Management, Earnings, Liquidity, and Systems and Control
CAR Capital Adequacy Ratio
CARE Credit Analysis and Research Limited
CASA Current and Savings Accounts
CB Canara Bank
CBI Common Bank of India
Central bureau of Investigation
CBLO  Collateralized Bank Lending Obligations
CBS Core Banking Solution
CBT Computer-Based Terminal
CC Cash Credit
CCB Central Co-operative Bank
CCIL Clearing Corporation of India Limited
CCL Cash Credit Limit
CD Certificate of Deposit
CD Ratio Credit Deposit Ratio
CDB Caribbean Development Bank
CDBS Committee of Direction on Banking Statistics
CDR Corporate Debt Restructuring
CDS Credit Default Swap
CED Centre For Entrepreneurship Development
CEPA Comprehensive Economic Partnership Management
CFMS Centralised Funds Management System
CFRA Combined Finance and Revenue Accounts
CFS Committee on The Financial System
CGRA Currency and Gold Revaluation Account
CHAPS Clearing House Automated Payment System
CIBIL Credit Information Bureau of India Limited
CLB Company Law Board
CLF Collateralised Lending Facility
CMA Collateral Management Agreement
CMIS Currency Management Information System
CMP Current Market Price
CNP Card Not Present
COB Corporation Bank
CP Colombo Plan
CPFF Commercial Paper Funding Facility
CPI Consumer Price Index
CPs Commercial Papers
CRAR Capital To Risk Weighted Asset Ratio
CRILC Central Repository of Information on Large Credits
CRISIL Credit Rating Information Services Of India
CRM Customer Relationship Management
CRMD Credit Risk Management Department
CRR Cash Reserve Ratio
CSGLA Constituent’s Subsidiary General Ledger Account
CSR corporate social responsibility
CTI Country Threat Index
CUB City Union Bank
DB Dena Bank
DCCB District Central Cooperative Banks
DCP District Credit Plan
DD Demand Draft
DDM District Development Manager
DFI Development Financial Institutions
DFID Department For International Development
DICGC Deposit Insurance and Credit Guarantee Corporation
DIR Differential Interest Rate
DNPD Derivatives and New Products Departments
DPG Deferred Payment Guarantee
DPN Demand Promissory Note
DPs Depository Participants
DR! Beneficiaries of Differential Interest Rate
DRAT Debt Recovery Appellate Tribunal
DRI Differential Rate Of Interest
DRT Debt Recovery Tribunals
DSCR Debt Service Coverage Ratio
DTAA Double Taxation Avoidance Agreement
EADB East African Development Bank
EBRD European Bank for Reconstruction and Development
ECB External Commercial Borrowings
ECD European Central Bank
ECS Electronic Clearing System
ED Enforcement Directorate
EDF Export Development Fund
EDI Electronic Data Internchange
EDP Entrepreneurship Development Programme
EEFC Exchange Earners’ Foreign Currency
EFT Electronic Funds Transfer
EFTPOS Electronic Funds Transfer At Point Of Sale
EIB European Investment Bank
ELSS Equity Linked Saving Scheme
EPFO Employees’ Provident Fund Organisation
EPOS Electronic Point Of Sale
EPS Earning per Share
ESI Employees’ State Insurance
ESOP Employee Stock Options
ETFs Exchange Traded Funds
EXIM Export Import Bank of India
FATF FERA Financial Action Task Force
FCA Foreign Currency Assets
FCCB Foreign Currency Convertible Bond
FCD Fully Convertible Debentures
FCNR Foreign Currency Non Resident Deposit Accounts
FCNRA Foreign Currency Non resident Account
FD Fixed Deposit
FDI Fixed Deposit Income
FEDAI Foreign Exchange Dealers Association Of India
FEMA Foreign Exchange Management Act
FERA Foreign Exchange Regulation Act
FFA Federal Financial Assistance
FFB Federal Financing Bank
FICCI Federation of Indian Chambers of Commerce and Industry
FII Foreign Institutional Investor
FIMMDA Fixed Income Money Market and Derivatives Association of India
FINO Financial Information Network and Operation Limited
FIPB Foreign Investment Promotion Board
Fls Financial Institutions
FOB Free On Board
FPI Foreign Portfolio Investment
FRB Federal Reserve Bank
FRNs Floating Rate Notes
FRO Foreigners Registration officer
FRRO Foreigners Regional Registration officer
FSRASC Financial Sector Regulatory Appointment Search Committee
FSS Financial Software Systems
FTA Free Trade Agreement
GAAR General Anti Avoidance Rule
GDCF Gross Domestic Capital Formation
GDP Gross Domestic Product
GDR Global Depository Receipt
GFD Gross Fiscal Deficit
GIPSA General Insurance Public Sector Association
GIRO Government Internal Revenue Order
GlC General Insurance Corporation of India
GMS Gold Monetisation Scheme
GST Goods and Services Tax
GSTN Goods and Services Network
GSTPA Global Straight Through Processing Association
HDFC Housing Development Finance Corporation
HFCs Housing Finance Companies
HPFC Himachal Pradesh Financial Corporation
HSBC Hong Kong and Shanghai Banking Corporation
HUDCO Housing and Urban Development Corporation
IADB Inter American Development Bank
IAS Integrated Accounting Systems
IBA Indian Bank Association
IBBI Insolvency and Bankruptcy Board of India
IBRD International Bank for Reconstruction and Development
IBS International Banking Statistics
IBU International Banking Unit
ICA Indian Council of Agricultural Research
ICAO International Civil Aviation Organisation
ICC Integrated Circuit Card
ICFAI INSTITUTE OF CHARTERED FINANCIAL ANALYSTS OF INDIA
ICICI Industrial Credit and Investment Corporation of India
ICRA Investment Information and Credit Rating Agency of India Limited
IDB Islamic Development Bank
IDFC Infrastructure Development Finance Company Limited
IDR Indian Depository Receipts
IDRBT Institute for Development and Research Of Banking
IEPF Investors Education and Protection Fund
IFC International Finance Corporation
IFCI INDUSTRIAL FINANCE CORPORATION OF INDIA
IFSC Indian Financial System Code
IIB International Investment Bank
IIBF Indian Institute of Banking and Finance
IIBI Industrial Investment Bank of India
IIBM Indian Institute of Bank Management
IIFCL India Infrastructure Finance Company Limited
IIFT Indian Institute of Foreign Trade
IIP Index of Industrial Production
IMD India Millennium Deposits
IMF International Monetary Fund
IMPS Immediate Payment Service
IMT Instant Money Transfer
INFINET Indian Financial Network
INR Indian Rupee
IOB Indian Overseas Bank
IP Internet Provider
IPO Initial Public Offer
IPPB India Post Payments Bank
IPSS Integrated Payment and Settlement System
IRCI Industrial Reconstruction Corporation of India Limited
IRBI Industrial Reconstruction Bank Of India
IRDA Insurance Regulatory and Development Authority of India
IRDP Integrated Rural Development Programme
IRE Internal Rating Based
IROs Interest rate options
IRR Internal Rate Of Return
ISCI International Standard Industrial Classification
ISIN International Securities Identification Number
ISO International Standard Organisation
IVP Indira Vikas Patra
JCB Japan Credit Bureau
JLGs Joint Liability Groups
KCC Kisan Credit Card
KMB Kotak Mahindra Bank
KVB Karur Vysya Bank
KVIC Khadi and Village Industries Corporation
KVP Kisan Vikas Patra
KYC Know Your Customer Guidelines
LAB Local Area Bank
LAF Liquidity Adjustment Facility
LAMPS Large Sized Adivasi Multipurpose Societies
LAN Local Area Network
LAS Loan & Advances by States
LBD Land Development Bank
LBS Locational Banking Statistics
LDB Land Development Bank
LERMS Liberalized Exchange Rate Management System
LETS Local Exchange Trading Systems
IIBI Industrial Investment Bank of India Limited
LIBOR London Inter Bank Offered Rate
LIC Life Insurance Corporation Of India
LOC Lines of Credit
LTCG Long-Term Capital Gains
LTF Long-Term Finance
LTN Long Term Note
M&As Mergers and Acquisitions
MBFC Mutual Benefit Financial Company
MCA Ministry Of Company Affairs
MEDP Multinational Design Evaluation Progrrame
MFDF Micro Finance Development Fund
MFIs Micro-Financial Institutions
MIBOR Mumbai Inter Bank Offer Rate
MICR Magnetic Ink Character Recognition
MIRSD Market Intermediaries Registration and Supervision Department
MIS Management Information System
MNBCs Miscellaneous Non-Banking Companies
MPBF Maximum Permissible Bank Finance
MRD Market Regnlation Department
MSS Market Stabilisation Scheme
MTN Medium Term Note
MTNs Medium-Term Notes
MUDRA Micro Units Development And Refinance Agency
NABARD National Bank For Agricultural And Rural Development
NAFCUB National Federation of Urban Cooperative Banks and Credit Societies
NAFED National Agricultural Cooperative Marketing Federation
NAS National Account Statistics
NAV Net Asset Value
NBC Non Banking Companies
NCAER National Council of Applied Economic Research
NCC National Clearing Cells
NCMC National Common Mobility Card
NCS Network Computing System
NDA Net Domestic Asset
NDC Non-Dues Certificate
NDS Negotiated Dealing Systems
NDSAP National Data Sharing and Accessibility Policy
NDTL Net Demand And Time Liability
NECS National Electronic Clearing System
NEFT National Electronic Funds Transfer System
NFA No Frills Account
NFC Non Banking Finance Companies
NFS National Financial Switch
NGO Non-Governmental Organisation
NHB National Housing Bank
NIB Nordic Investment Bank
NII Net Interest Income
Nof Net Owned Funds
NPAs Non-Performing Assets
NPCI National Payments Corporation Of India
NPLM Non-Performing Loan Management
NPS National Pensions Scheme
NPV Net Present Value
NRE Non Resident External Account
NRI Non Resident Indian
NRNR Non-Resident Non-Repatriable Term Deposit Account
NRO Non-Resident Ordinary Account
NRSR Non-Resident (Special) Rupee Account
NSE National Stock Exchange
NSFDC National Scheduled Castes Finance And Development Corporation
NSIC National Small Industries Corporation
NSS National Savings Scheme
OBC Oriental Bank of Commerce
OBE Off-Balance Sheet Exposures
OBUs Offshore Banking Units
OCB Overseas Corporate Bodies
OD Overdraft
ODIs Offshore/Overseas Derivative Instruments
OECD Organisation For Economic Cooperation And Development
OFCS Offshore Financial Centers
OLTAS Online Tax Accounting System
OMO Open Market Operations
OTCEI Over the Counter Exchange Of India
OTP One-Time Password
OTS One-Time Settlement
PACS Primary Agricultural Credit Societies
PAN Permanent Account Number
PBS Projected Balance Sheet
PBT Profit Before Tax
PC Participation Certificate
PCA Prompt Corrective Action
PCARDB Primary Cooperative Agriculture and Rural Development Bank
PCDs Partly Convertible Debentures
PDO Public Debt Office
PEP Personal Equity Plans
PF Provident Fund
PFls Public Financial Institutions
PFRDA Pension Fund Regulatory and Development Authority
PGS Payment Gateway System
PIN Personal Identification Number
PIO People of Indian Origin
PIS Portfolio Investment Scheme
PKI Public Key Infrastructure
PLIs Prime Lending Institutions
PLP Potential Linked Plan
PLR Prime Lending Rate
PMLA Prevention of Money Laundering Act
PNB PUNJAB NATIONAL BANK
P-Notes Participatory Notes
POA Power of Attorney
PoS Point of Sale
PPF Public Provident Fund
PPIs Prepaid Payment Instruments
PRSF Partial Risk Sharing Facility
PSBs Public Sector Banks
PTCs Pass-Through Certificates
QIB Qualified Institutional Bankers
QIP Qualified Institutional Placement
QIS Quantitative Impact Study
RAROC Risk-Adjusted Return On Capital
RBI Reserve Bank of India
RBS Royal Bank of Scotland
RCF Risk Capital Foundation
RCI Refinance Corporation For Industry
RDBMS Relational Database Management System
RDDBFI Recovery of Debt due to Banks and Financial Institutions
REC Rural Electrification Corporation
REPOS Ready Forward Contracts
RFC Resident Foreign Currency
RFID Radio Frequency Identification
RIDF Rural Infrastructure Development Fund
RML Reverse Mortgage Loan
RNBCs Residuary Non-Banking Companies
RoA Return On Assets
ROC Registration of Companies
RoE Return On Equity
RRB Regional Rural Bank
RTGS Real Time Gross Settlement System
RWA Risk Weighted Assets
SACs Settlement Advisory Committees
SAMIS Strategic Asset Management Information System
SARFAES Securities and Reconstruction of Financial and Enforcement of Security
Interest
SARFAESI Securitization and Reconstruction of Financial Assets and Enforcement of
Security Interest
SBI State Bank of India
SCB Scheduled Commercial Bank
SCC Selective Credit Control
SDBS Service Discharge Benefit Scheme
SDR Special Drawing Rights
SDS Special Deposit Scheme
SEBI Securities and Exchange Board of India
SEPA Single Euro Payment Area
SEPUP Self-Employment Programme For Urban Poor
SEZs Special Economic Zones
SFCs State Financial Corporations
SFMS Structured Financial Messaging Services
SGB Sovereign Gold Bond
SGSY Swarnajayanti Gram Swarojgar Yojana
SHG Self Help Group
SIDBI Small Industries And Development Bank Of India
SIDC State Industrial Development Corporation
SIFI Systematically Important Financial Intermediaries
SIM Subscriber Identity Module
Sip Systematic Investment Plans
SIPS Systemically Important Payment System
SJSRY Swarna Jayanthi Shahari Rozgar Yojana
SLBC State-Level Bankers’ Committee
SLR Statutory Liquidity Ratio
Single Lens Reflex
SLRS Scheme for Liberation and Rehabilitation of Scavengers
SME Small and Medium Industries
SMERA SME Rating Agency of India Limited
SMILE SIDBI Make in India Loan for small Enterprises
SPNS Shared Payment Network System
SPOM Self-Programmable One-Chip Microcomputer
Spy Special Purpose Vehicle
SSI Small Scale Industries
SSIDC State Small Industries Development Corporation
SSls Small Scale Industries
SSSBE Small Scale Service and Business Enterprises
STD Short Term Deposit
STF Short-Term Finance
STP Straight -Through Processing
SWIFT Society For Worldwide Inter Bank Financial Telecommunication
T/T Telegraphic Transfer
TAN Transaction Number/Tax Deduction Account Number
TCS Tata Consultancy Services
TDF Technical Development Fund
TDICI Technology Development and Information Company of India Limited
TDS Tax Deducted at Source
TIEA Tax Information and Exchange Agreement
TIN Tax Information Network
UBB Uniform Balance Book
UBD Urban Banks Department
UBI United Bank of India
UBIN Unique Business Identification Number
UCB Urban Cooperative Bank
UCN Uniform Code Number
UCO United Commercial Bank
UEBA Universal Electronic Bank Account
UIC Unique Identification Code
UIDAI Unique Identification Authority of India
UPI Unified Payments Interface
UPIN Unique Property Identification Numbers
USB Ultra Small Branch
USD United States Dollar
USSD Unstructured Supplementary Service Data
UTI Unit Trust of India
VCFs Venture Capital Funds
VCP Village Credit Plan
VDBS Vertically Differentiated Banking System
VPA Virtual Payment Address
VRS Voluntary Retirement Scheme
VUB Vseobecmi Uverova Banka
WAN Wide Area Network
WBCIS Weather Based Crop Insurance Scheme
WCDL Working Capital Demand Loan
WCTL Working Capital Term Loan
WL ATM White Label ATM
WMA Ways and Means Advances
WOS Wholly Owned Subsidiary
WPI Wholesale Price Index
YTM Yield to Maturity